Your dreams supported by our team.
Your private escape awaits with our personalized mortgage options.
Turn your dreams of a personal retreat into reality.
Whether you’re dreaming of a peaceful escape in the woods, by the lake, or on open land, we’re here to support your dreams and bring them to life.
Competitive rates
Great rates make payments more affordable.
Low down payment
Low down payment options available, making it easier to buy now.
Multiple term options
Choose the repayment terms that work for your budget.
Plot your dreams
Purchase or refinance that prime piece of land, with competitive rates, low down payment options, and a variety of terms.
More fun per acre
With competitive rates and low down payment options, your dream of a retreat is within reach.
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1
Complete an application
Apply online, by phone, in person, or through video banking.
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2
Get approved
We'll let you know if you're approved or pre-qualified.
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3
Close on your loan
Use the funds to purchase or refinance a plot of land or recreational property
Have questions? We're here to help!
Life’s short – Dream big
Escape the everyday grind with our competitive rates and low down payment options, making it a reality to own the property you’ve always dreamed of.
Disclosures
1 Recreational property loans are adjustable rate mortgages (ARMs). ARMs are a variable rate loan product. During the initial term of the loan the rate will remain unchanged; after that, the rate is subject to adjust at a set interval.
Members Cooperative Credit Union lends to Minnesota and Wisconsin residents only and property used as mortgage security must be within the states of Minnesota and Wisconsin. Membership and loan approval required. Restrictions apply.
Home Mortgage Disclosure Act Notice
Use of online or other electronic services may require specific hardware and software and your agreement to certain terms and conditions. Access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers. In order to receive account notifications you must enroll in online banking services and specifically text notifications. Membership required.
Rates
| Year | Term | APR as low as | Payment example per $1,000 borrowed |
|---|---|---|---|
|
2021 and newer |
48 months |
6.24 |
$23.60 |
|
2021 and newer |
60 months |
7.44 |
$20.01 |
|
2021 and newer |
72 months |
7.74 |
$17.41 |
|
2021 and newer |
84 months |
7.84 |
$15.51 |
|
2015 - 2020 |
48 months |
7.94 |
$24.38 |
|
2015 - 2020 |
60 months |
8.34 |
$20.44 |
|
2015 - 2020 |
72 months |
9.44 |
$18.24 |
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North Branch Building:
Our North Branch office is moving to a new location later this year! Learn more