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Dream it. Enjoy it.

Your dreams supported by our team.

Your private escape awaits with our personalized mortgage options.

Turn your dreams of a personal retreat into reality.

Whether you’re dreaming of a peaceful escape in the woods, by the lake, or on open land, we’re here to support your dreams and bring them to life.

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Competitive rates

Great rates make payments more affordable.

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Low down payment

Low down payment options available, making it easier to buy now.

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Multiple term options

Choose the repayment terms that work for your budget.

Raw Land Loan

Plot your dreams

Purchase or refinance that prime piece of land, with competitive rates, low down payment options, and a variety of terms.

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Recreational Property Loans1

More fun per acre

With competitive rates and low down payment options, your dream of a retreat is within reach.

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How it works

It’s easy to get a raw land or recreational property loan.

  • 1

    Complete an application

    Apply online, by phone, in person, or through video banking.

  • 2

    Get approved

    We'll let you know if you're approved or pre-qualified.

  • 3

    Close on your loan

    Use the funds to purchase or refinance a plot of land or recreational property

Apply now

Have questions? We're here to help!

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Schedule an appointment

 

Schedule now

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Meet virtually

 

Video Banking

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Give us a call

 

Call 218-625-8580

Life’s short – Dream big

 

Escape the everyday grind with our competitive rates and low down payment options, making it a reality to own the property you’ve always dreamed of.

 

Apply now

Disclosures

1 Recreational property loans are adjustable rate mortgages (ARMs). ARMs are a variable rate loan product. During the initial term of the loan the rate will remain unchanged; after that, the rate is subject to adjust at a set interval.

Members Cooperative Credit Union lends to Minnesota and Wisconsin residents only and property used as mortgage security must be within the states of Minnesota and Wisconsin. Membership and loan approval required. Restrictions apply.

Home Mortgage Disclosure Act Notice

Use of online or other electronic services may require specific hardware and software and your agreement to certain terms and conditions. Access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers. In order to receive account notifications you must enroll in online banking services and specifically text notifications. Membership required.

Video Banking

Maintenance Notice In-branch debit and ATM card printing will be unavailable Nov. 20-21, while we perform maintenance on our system. We apologize for any inconvenience.