Just what you need
Open a personal line of credit to get exactly the funds you need, when you need them.1
No collateral
Open your personal line of credit quickly with no collateral necessary.
Pay for anything
With few restrictions on use, you can pay for just about anything.
Low fixed rate
Your rate is locked in for the life of your line of credit.
No annual fee
Save more, with no annual fee charges.
Low minimum
Get a line of credit as little as $500.
Easy to use
Easily transfer funds from your line of credit to your account.
Today's rates
View more rates12 months
As low as % APRCalculate your monthly payment
Monthly Payment
Predictable payments
With a fixed-rate personal line of credit, payments are predictable. You'll always know how much you need to pay back when you draw funds.
Funds on hand
You don't have to reapply every time you need funds. Draw from your personal line of credit (up to your max) as needed.
Members regularly rave about our competitive rates, convenient locations and friendly staff.
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1
Complete an application
Fill out an application online or visit us at a branch.
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2
Get approved
We'll crunch the numbers and let you know if you're approved.
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3
Use the funds
Transfer funds from your new personal line of credit to your account, as needed.
Have questions? We're here to help!
Funds for fundamentals
With low fixed rates and easy access, use your personal line of credit to pay for what you need, when you need it.
Disclosures
1 To obtain a personal line of credit borrowers must have an MCCU personal checking account. Credit limit will be determined by criteria such as credit history and income.
2 APR is the Annual Percentage Rate. The stated APR is effective as of November 21, 2024. Rates listed are the lowest possible rates. Rates may be higher based on a number of factors such as income and credit history.
3 The calculator is provided for informational purposes only and any calculation is solely an estimate based on the information you provide. Contact Members Cooperative Credit Union at 1-800-296-8871 for more information.
Membership and loan approval required.
Use of online or other electronic services may require specific hardware and software and your agreement to certain terms and conditions. Access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers.
Rates
| Loan | APR as low as |
|---|---|
|
Personal Line of Credit |
8.99 |
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