Certificate rates
| Account | Minimum balance | APY |
|---|---|---|
|
5 Month Share Certificate |
$1,000.00 |
4.30 |
|
13 Month Share Certificate |
$1,000.00 |
4.10 |
| Account | Minimum balance | APY |
|---|---|---|
|
Basic 3 Month Share Certificate |
$1,000.00 |
1.25 |
|
Basic 3 Month Share Certificate |
$100,000.00 |
1.25 |
|
Basic 6 Month Share Certificate |
$1,000.00 |
2.00 |
|
Basic 6 Month Share Certificate |
$100,000.00 |
2.00 |
| Account | Minimum balance | APY |
|---|---|---|
|
MembersPlus 12 Month Share Certificate |
$1,000.00 |
3.00 |
|
MembersPlus 12 Month Share Certificate |
$100,000.00 |
3.10 |
|
MembersPlus 24 Month Share Certificate |
$1,000.00 |
2.50 |
|
MembersPlus 24 Month Share Certificate |
$100,000.00 |
2.60 |
|
MembersPlus 36 Month Share Certificate |
$1,000.00 |
2.40 |
|
MembersPlus 36 Month Share Certificate |
$100,000.00 |
2.50 |
|
MembersPlus 48 Month Share Certificate |
$1,000.00 |
2.60 |
|
MembersPlus 48 Month Share Certificate |
$100,000.00 |
2.70 |
|
MembersPlus 60 Month Share Certificate |
$1,000.00 |
2.60 |
|
MembersPlus 60 Month Share Certificate |
$100,000.00 |
2.70 |
| Account | Minimum balance | APY |
|---|---|---|
|
MembersBasic 12 Month Share Certificate |
$1,000.00 |
2.15 |
|
MembersBasic 12 Month Share Certificate |
$100,000.00 |
2.25 |
|
MembersBasic 24 Month Share Certificate |
$1,000.00 |
2.10 |
|
MembersBasic 24 Month Share Certificate |
$100,000.00 |
2.20 |
|
MembersBasic 36 Month Share Certificate |
$1,000.00 |
2.00 |
|
MembersBasic 36 Month Share Certificate |
$100,000.00 |
2.10 |
|
MembersBasic 48 Month Share Certificate |
$1,000.00 |
2.20 |
|
MembersBasic 48 Month Share Certificate |
$100,000.00 |
2.30 |
|
MembersBasic 60 Month Share Certificate |
$1,000.00 |
2.20 |
|
MembersBasic 60 Month Share Certificate |
$100,000.00 |
2.30 |
| Account | Minimum balance | APY |
|---|---|---|
|
MembersPlus 24 Month Bump Up Share Certificate |
$1,000.00 |
2.35 |
|
MembersPlus 24 Month Bump Up Share Certificate |
$100,000.00 |
2.45 |
|
MembersPlus 36 Month Bump Up Share Certificate |
$1,000.00 |
2.25 |
|
MembersPlus 36 Month Bump Up Share Certificate |
$100,000.00 |
2.35 |
|
MembersPlus 48 Month Bump Up Share Certificate |
$1,000.00 |
2.45 |
|
MembersPlus 48 Month Bump Up Share Certificate |
$100,000.00 |
2.55 |
|
MembersPlus 60 Month Bump Up Share Certificate |
$1,000.00 |
2.45 |
|
MembersPlus 60 Month Bump Up Share Certificate |
$100,000.00 |
2.55 |
| Account | Minimum balance | APY |
|---|---|---|
|
MembersBasic 24 Month Bump Up Share Certificate |
$1,000.00 |
1.95 |
|
MembersBasic 24 Month Bump Up Share Certificate |
$100,000.00 |
2.05 |
|
MembersBasic 36 Month Bump Up Share Certificate |
$1,000.00 |
1.85 |
|
MembersBasic 36 Month Bump Up Share Certificate |
$100,000.00 |
1.95 |
|
MembersBasic 48 Month Bump Up Share Certificate |
$1,000.00 |
2.05 |
|
MembersBasic 48 Month Bump Up Share Certificate |
$100,000.00 |
2.15 |
|
MembersBasic 60 Month Bump Up Share Certificate |
$1,000.00 |
2.05 |
|
MembersBasic 60 Month Bump Up Share Certificate |
$100,000.00 |
2.15 |
| Account | Minimum balance | APY |
|---|---|---|
|
Youth 12 Month Share Certificate |
$250.00 |
1.70 |
|
Youth 12 Month Share Certificate |
$100,000.00 |
1.80 |
|
Youth 24 Month Share Certificate |
$250.00 |
2.10 |
|
Youth 24 Month Share Certificate |
$100,000.00 |
2.20 |
| Account | Minimum balance | APY |
|---|---|---|
|
Funeral Share Certificate |
$1,000.00 |
2.20 |
|
Funeral Share Certificate |
$100,000.00 |
2.30 |
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Disclosures
APY is the Annual Percentage Yield and assumes principal and interest remain on deposit for the term of the certificate. The stated APY is effective as of December 22, 2024 and is subject to change at any time. Fees may reduce earnings. A penalty will be imposed for early withdrawal.
MembersPlus accounts require at least two products, one of which is a Members active checking account; active checking means a minimum of five debits per month or recurring direct deposit(s) totaling a minimum of $500 a month.
The rate on a Bump Up Certificate can be increased one time during each term of the certificate. Rate increase requests are limited to the current rates advertised for MembersBasic and MembersPlus Certificates for the same term length as of the date the rate increase request is received by Members. The increased rate will apply to the period of time remaining on the certificate term beginning on the date of the request.
Membership required. Restrictions apply.
Use of online or other electronic services may require specific hardware and software and your agreement to certain terms and conditions. Access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers.
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