Zelle is a great way to send money to family, friends and people you are familiar with such as your personal trainer, babysitter or neighbor.2
Since money is sent directly from your credit union account to a third party’s account within minutes,3 Zelle should only be used to send money to friends, family and others you trust.
Neither Members Cooperative Credit Union nor Zelle offers a protection program for any authorized payments made with Zelle– for example, if you don’t receive the item you paid for or the item is not as described or as you expected.