Fund your dreams and consolidate debt with your home equity.
With our home equity loan and home equity line of credit (HELOC) options, our team can help find the best solution for your needs.
It pays to be a member.
From kitchen renovations and full-home makeovers to unexpected expenses and emergencies, the equity of your home can help fund your dreams and consolidate debt.
Expert support
From origination through the life of your loan, we provide a high-success, low-stress experience.
Great rates
Competitive rates that work for you to fund your dreams.
Simple application
With multiple application options, applying is quick and convenient.
Consider the best options for your needs
Whether you’re looking at a home equity loan or a HELOC, it’s important to understand the best path to meet your needs.
Predictable payments
Big dreams need easy, reliable funding. Use a home equity loan to receive a lump sum to cover large expenses, like debt consolidation or home renovations.
Flexible funds
Drawing from a HELOC over time allows you access to your funds as you need them, making it easy to borrow now and in the future.
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1
Complete an application
Apply online, by phone, in person, or through video banking.
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2
Get approved
We'll crunch the numbers and let you know if you're approved.
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3
Use the funds
Use your line of credit or your proceeds to cover expenses.
Have questions? We're here to help!
Disclosures
1 Home equity lines of credit are subject to a credit limit and have variable interest rates.
Members Cooperative Credit Union does not provide legal, tax, or other advice. The contents of this guide are provided for general information purposes only.
Members Cooperative Credit Union lends to Minnesota and Wisconsin residents only and property used for mortgage security must be within the states of Minnesota and Wisconsin. Membership and loan approval is required. Equal housing opportunity.
Home Mortgage Disclosure Act Notice
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