Today's rates
View all ratesCertificates2,3,4
As high as % APYIRA Certificates2,3,4
As high as % APYBoosted Savings3
As high as % APYSavings
For a rainy day, retirement, future purchase, or fun, our savings accounts are designed for your life.
Checking
Keep it simple and rewarding, with a checking account. Enjoy easy-to-use digital tools to keep track of your finances on the go.
Loans
Whether you want to buy a home, vehicle, solar panels, or anything else, we have your back with competitive loan options that fit your life.
Members tell us they feel like they're treated like family and appreciate their interactions with employees.
Community pride, community impact
We support 235+ community charities, causes, and special events
We've been your neighbor for over 90 years
In 2025, our team members volunteered 4,500+ hours in our communities
Disclosures
1 To be eligible for this promotion the primary applicant must (1) not have been an owner of a Members EcoChoice or Checking account within the 12-month period prior to application; (2) be in good standing if currently a member; (3) be at least 18 years old; and (4) provide the bonus code at the time of account opening. To receive the bonus, within 60 days of account opening the new account must have direct deposits totaling $500 or more and one debit card purchase. The bonus will be deposited into the recipient’s Share Savings account within 30 days once all requirements are met. This is a limited-time promotion and may be modified or terminated without notice at the credit union’s discretion. Additional restrictions and eligibility requirements apply.
2 $1,000 minimum balance. A penalty will be imposed for early withdrawal.
3 APY is the Annual Percentage Yield. The stated APYs are for the MembersPlus 13 Month Certificate and MembersPlus IRA 13 Month Certificate and are effective as of August 12, 2026. The APY is variable and may change at any time. For certificates, the APY assumes principal and interest remain on deposit for the term of the certificate. Fees may reduce earnings.
4 The MembersPlus 13 Month Certificate and the MembersPlus IRA 13 Month Certificate require at least two products from Members, one of which is an active checking account. Active checking means a checking account with a minimum of 5 debits per month or recurring direct deposit(s) totaling a minimum of $500 per month. The MembersPlus 13 Month Certificate will renew into the MembersPlus 12 Month Share Certificate. The MembersPlus IRA 13 Month Certificate will renew into the MembersPlus IRA 12 Month Certificate.
Membership and loan approval required. Restrictions apply and products are subject to account requirements.
Members Cooperative Credit Union lends to Minnesota and Wisconsin residents only and property used as loan collateral must be within the states of Minnesota and Wisconsin.
Use of online or other electronic services may require specific hardware and software and your agreement to certain terms and conditions. Access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers.
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